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Ouch, insurance is steep. Does the insurance also cover damage to the track such as the rail? I mean, I don't intend to crash or drive like an idiot but I still would like my a$$ covered if something goes horribly wrong. $5000 EURO is still $7000 USD, I can't remember how much they charge per meter / foot for the guard rail but I heard that it doesn't take much to rack up a huge bill...Thanks for the info.
Yes, either excess insurance coverage option covers everything but you. It covers your car, others cars, other people, and track damage. I don't know what the exact charge is for barrier damage but it and track clean-up is not cheap. Also, if you cause them to shutdown the track, I am sure some people would be upset with you.... Both of the cars I saw wreck were rental cars, and one probably did 30-40K in damage (the Suzuki Swift was totaled, he side-swiped a BMW Z3, took out 10 feet of barrier, and it took probably 30 minutes for a crew of 6-7 people to clean up).