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What insurance company do you use?

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Old 12-23-2008 | 04:29 AM
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What insurance company do you use?

I am currently using 21st Century, what about you guys?

Progressive quoted me for $1821 for 6 months, that's freaking insane.
Old 12-23-2008 | 04:31 AM
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holy batman.
Old 12-23-2008 | 04:33 AM
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I'm with State Farm and pay $460 / 6 months. Full coverage... 1000 collision, 100 comprehensive... but i have motorcycle and house with them as well so i get a few discounts across the board. I'm in GA so I'm sure that's a factor as well.
Old 12-23-2008 | 04:34 AM
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^^^ well with the name change it is HOLY 360 lol.


But ya 1800 for 6 months wow they fail
Old 12-23-2008 | 04:35 AM
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don't know who my insurance is through. But it is like $1200 a year for the G and the maxima for me and my wife. And that is even after us totalling 2 cars.
Old 12-23-2008 | 04:37 AM
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What are you guys doing in SoCal forum? or did you move recently lol
Old 12-23-2008 | 04:39 AM
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ha I just read all new post lol
Old 12-23-2008 | 05:43 AM
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///

They are all scumbags.
I'am yet to come across one with great customer service.
Curently i'am with ALLSTATE
08 G37
09 GTI
2002 Beetle 1200$/6 months
(my other cars are insured trough the business)
If anyone knows of anything that might be cheaper let me know.
Old 12-24-2008 | 03:21 PM
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Wawanesa

2008 S2K CR
1994 3000GT VR-4
1991 MR-2

1800/yr, MAX coverage on everything, 500 deductible, towing, rental car, etc.

was 50/yr more when I had the G35 on there too as the daily.
Old 12-24-2008 | 03:39 PM
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Wawanesa from my past expirence has some of the lowest rates around. I always had trouble beating their rates when I was quoting personal lines, (auto/home/etc.) But if you can find a brokerage, Mercury generally has really low rates. Some brokerages, like my previous job don't charge broker fees so try to find one issuing Mercury policies. If you want an actual quote, PM me, and I'll give you the info to my previous brokerage to give you a quote. They have other carriers such as Safeco, Travelers, Hartford, Drive by Progessive (different from Progressive Direct which is the web quoting) and a bunch of others.
Old 12-24-2008 | 04:10 PM
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I use Geico, for me they have the best rates, progressive quoted me 5200$ for 6 months, I pay almost half that for the year.

I have a 08 G37, and 06 SRX both in my name, and I'm 20, so I get screwed on insurance.
Old 12-24-2008 | 04:12 PM
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Geico in Brooklyn..highest rates in the country..

$2400/year $1k deductible
Old 12-24-2008 | 04:41 PM
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Thumbs up

Although only available to current and past military personnel, I have USAA which is excellent. They even called ME beforehand during the recent fires here to remind me that if I had to evacuate they would pick up the hotel bill on my homeowners policy that I have with them in addition to my autos. Unfortunately, I had to take them up on it twice. They paid both bills promptly with no hassles. They also give me a nice auto discount because I have LoJack which virtually gives me the device for free.
Old 12-24-2008 | 04:46 PM
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Originally Posted by Chekov
Although only available to current and past military personnel, I have USAA which is excellent. They even called ME beforehand during the recent fires here to remind me that if I had to evacuate they would pick up the hotel bill on my homeowners policy that I have with them in addition to my autos. Unfortunately, I had to take them up on it twice. They paid both bills promptly with no hassles. They also give me a nice auto discount because I have LoJack which virtually gives me the device for free.
Not to knock your policy, USAA is great, and its actually administered by The Hartford I believe. But check what your discount is vs. what a lojack costs, usually it's not fiscally beneficial to have a lo jack installed. Seeing claims, if my car were stolen, I pretty much wouldn't want them to find it, chances are it's going to be damaged, stripped or trashed. I'd want a new or undamaged car rather than them finding my stolen car.
USAA like most other carriers has a coverage portion called Additional Living Expense or Loss of Rent (for landlords). This is generally accessable without having to pay your deductible and is in place for evacuations or in the event your house was lost, it pays for you to take up residence else where while they repair the house.
Old 12-24-2008 | 05:25 PM
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Originally Posted by Graham
Not to knock your policy, USAA is great, and its actually administered by The Hartford I believe. But check what your discount is vs. what a lojack costs, usually it's not fiscally beneficial to have a lo jack installed. Seeing claims, if my car were stolen, I pretty much wouldn't want them to find it, chances are it's going to be damaged, stripped or trashed. I'd want a new or undamaged car rather than them finding my stolen car.
USAA like most other carriers has a coverage portion called Additional Living Expense or Loss of Rent (for landlords). This is generally accessable without having to pay your deductible and is in place for evacuations or in the event your house was lost, it pays for you to take up residence else where while they repair the house.
+1 to not getting a lo-jack. If my car was stolen I would not want it back, the faster they find the car, the less chance you have of getting it totaled. You don't want to get a car back that have been stripped.


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