SpeedVentures will support MYG37 Members
03-14-2011 | 11:09 PM
#46
So, I ended up not going to BW after fcking up my alignment at SoWS on Friday; I had a nice sideways off at ~80. Not fun. I was sitting there praying "please dont roll, please don't roll" for a good 10 seconds. I slid so far that I ended up back on track, at the other side of the track....
I heard a STi totalled on Saturday in Riverside...
I heard a STi totalled on Saturday in Riverside...
03-15-2011 | 02:23 AM
#47
So, I ended up not going to BW after fcking up my alignment at SoWS on Friday; I had a nice sideways off at ~80. Not fun. I was sitting there praying "please dont roll, please don't roll" for a good 10 seconds. I slid so far that I ended up back on track, at the other side of the track....
I heard a STi totalled on Saturday in Riverside...
I heard a STi totalled on Saturday in Riverside...
03-15-2011 | 02:33 AM
#48
Will my car insurance cover track days?
As a general rule, no.
Back in '01 we spoke with two underwriters in great detail (State Farm and Allstate) about insurance coverage. They said the bottom line is coverage exists "until the event gets competitive" (usually defined as "timed"). So, going to a track event your insurance covered you, but the minute *you participate* in any competitive exercise (including Time Trial events), your coverage was waived - at least with Allstate and State Farm.
Since mid '02 there have been a growing number of examples where claims, even from driver education events, were not covered at all. We've been seeing that insurance policies have changed their wording from "at a timed event" to "on a racing surface", meaning that any activity on a track is excluded.
The best advice is to read your policy carefully, and check with your insurance company for specific information as necessary. The above is just what was told in '01/02, which may not correspond to your policy. We also suggest looking into "umbrella" insurance policies to cover you from a broad set of potential situations you might run into with your car, not just an on-track collision.
Back in '01 we spoke with two underwriters in great detail (State Farm and Allstate) about insurance coverage. They said the bottom line is coverage exists "until the event gets competitive" (usually defined as "timed"). So, going to a track event your insurance covered you, but the minute *you participate* in any competitive exercise (including Time Trial events), your coverage was waived - at least with Allstate and State Farm.
Since mid '02 there have been a growing number of examples where claims, even from driver education events, were not covered at all. We've been seeing that insurance policies have changed their wording from "at a timed event" to "on a racing surface", meaning that any activity on a track is excluded.
The best advice is to read your policy carefully, and check with your insurance company for specific information as necessary. The above is just what was told in '01/02, which may not correspond to your policy. We also suggest looking into "umbrella" insurance policies to cover you from a broad set of potential situations you might run into with your car, not just an on-track collision.
03-15-2011 | 02:34 AM
#49
What about "Track Day Insurance" carriers?
There are two that we are aware of. WSIB Motorsports Insurance will cover non-race drivers (i.e. in our school or open track groups) at most track events. Their focus is on an annual insurance policy, not individual events. Lockton Affinity will provide individual event coverage for Driving School, Solo, and Point-By groups, but not the Open group or any timed car (TT or Race). Contact either company directly for a quote.
It is your responsibility to ensure that you do not drive in a group where the insurance policy does not cover you.
It is your responsibility to ensure that you do not drive in a group where the insurance policy does not cover you.
06-06-2011 | 02:26 PM
#53
