G37 Coupe

Wheels Stolen, Insurance doesnt want to cover it! Help!

Thread Tools
 
Search this Thread
 
Old 09-23-2016 | 05:18 PM
  #1  
bmbweber's Avatar
bmbweber
Thread Starter
Registered User
iTrader: (3)
 
Joined: Oct 2012
Posts: 248
Likes: 23
Wheels Stolen, Insurance doesnt want to cover it! Help!

So long story short, my G had the OEM 19" 2008 G37s wheels stolen off it while I was at work in Chicago.

The most likely used a crowbar or screwdriver to pry in between the pillar and window, right above the door lock. They opened it enough to slip a coat hanger or something in there and open the car and steal 2 $300 pairs of sunglasses, giftcards, and cologne. Went to the police station a few blocks away to file a report and have them take picture of the car, damage, and finger prints all over the window. The police could care-less and simply wrote up a report about 3 sentences long. They incorrectly wrote the report so i had to go back 3 days later and file a supplemantary report to have the story correct for insurance purposes.

Immediately from the police station, I drove home to get spare 370z 18" wheels I had that I use as drift spares for my S14. Drove all the way back to where my car was, and at this point its was 5:30am.

I have no pictures, security cameras were out on the back of my work, and insurance (Progressive) is basically telling me im **** out of luck unless I can provide proof that the wheels were stolen, such as a picture.

Anything I can do at this point?

PS: Insurance wants to pay out $6,700 for OEM wheels, potenza tires, TPMS, and 20 lug nuts, if I were able to provide proof.
Old 09-23-2016 | 05:34 PM
  #2  
sharkey's Avatar
sharkey
Registered User
iTrader: (1)
 
Joined: Aug 2011
Posts: 393
Likes: 26
You have a phone I'm assuming that takes pictures?
Old 09-23-2016 | 05:37 PM
  #3  
TBau651's Avatar
TBau651
Registered User
 
Joined: Jul 2015
Posts: 203
Likes: 37
From: Twin Cities, Minnesota
Didn't snap a pic of it before going to the police? How was the car left with the wheels stolen off it? Blocks or something? Perhaps you could try recreate the scene with the wheels off the car and have someone take a picture of something else or a dumb selfie with the car in the background.. (Although this is basically.... well, it rhymes with "incurrence flawed") Any other businesses with cams or ATM's or anything anywhere near where the car was parked?
Old 09-23-2016 | 06:00 PM
  #4  
JustVinceB's Avatar
JustVinceB
Registered User
 
Joined: Jun 2016
Posts: 42
Likes: 3
From: San Antonio, TX
Hmmmm...Any pics of the car with OEM wheels on it to prove that the Z wheels aren't the daily drive set up...Terrible situation hope they buck up and take car of you.
Keep us posted on the situation

Last edited by JustVinceB; 09-23-2016 at 06:33 PM.
Old 09-23-2016 | 06:01 PM
  #5  
User 122320's Avatar
User 122320
Registered Member
iTrader: (2)
 
Joined: Mar 2015
Posts: 907
Likes: 74
Originally Posted by bmbweber
So long story short, my G had the OEM 19" 2008 G37s wheels stolen off it while I was at work in Chicago.

The most likely used a crowbar or screwdriver to pry in between the pillar and window, right above the door lock. They opened it enough to slip a coat hanger or something in there and open the car and steal 2 $300 pairs of sunglasses, giftcards, and cologne. Went to the police station a few blocks away to file a report and have them take picture of the car, damage, and finger prints all over the window. The police could care-less and simply wrote up a report about 3 sentences long. They incorrectly wrote the report so i had to go back 3 days later and file a supplemantary report to have the story correct for insurance purposes.

Immediately from the police station, I drove home to get spare 370z 18" wheels I had that I use as drift spares for my S14. Drove all the way back to where my car was, and at this point its was 5:30am.

I have no pictures, security cameras were out on the back of my work, and insurance (Progressive) is basically telling me im **** out of luck unless I can provide proof that the wheels were stolen, such as a picture.

Anything I can do at this point?

PS: Insurance wants to pay out $6,700 for OEM wheels, potenza tires, TPMS, and 20 lug nuts, if I were able to provide proof.
I'm lost. Wheels were stolen but you were able to drive home and put the 370Z wheels on?
Old 09-23-2016 | 06:10 PM
  #6  
JSolo's Avatar
JSolo
Just say no!!!!!
iTrader: (14)
 
Joined: Oct 2011
Posts: 6,103
Likes: 590
From: People's Republic of IL
What part of chicago did this happen in? You should consider yourself lucky you didn't get shot.
Old 09-23-2016 | 06:19 PM
  #7  
micafd3s's Avatar
micafd3s
Registered User
iTrader: (2)
 
Joined: Jun 2015
Posts: 1,201
Likes: 114
From: NYC|PA
proof should be the police report and them witnessing your car without wheels...
.. 6700 for wheels and tires.. that's unreal
Old 09-23-2016 | 06:21 PM
  #8  
bmbweber's Avatar
bmbweber
Thread Starter
Registered User
iTrader: (3)
 
Joined: Oct 2012
Posts: 248
Likes: 23
Originally Posted by TBau651
Didn't snap a pic of it before going to the police? How was the car left with the wheels stolen off it? Blocks or something? Perhaps you could try recreate the scene with the wheels off the car and have someone take a picture of something else or a dumb selfie with the car in the background.. (Although this is basically.... well, it rhymes with "incurrence flawed") Any other businesses with cams or ATM's or anything anywhere near where the car was parked?
My phone was dead by the time my coworker and myself got back to the car, he didnt take any picture, and they stole my charger from the car also. Also at that point it was 5:30am, I was ready to get the F home. Car was on landscaping stones. I also thought of recreating the scene, but I about to jump into a great career, and this isnt worth putting that in jeopardy.

Originally Posted by JustVinceB
Hmmmm...Any pics of the car with OEM wheels on it to prove that the Z wheels are the daily drive set up...Terrible situation hope they buck up and take car of you.
Keep us posted on the situation
The oem wheels were the dailies. Never took picture of my car on my stocks, only my DPE's back in the day. I was getting ready to sell the car, so that why i bought the OEM 19's a few months ago, and started using the 370z wheels on my S14.

Originally Posted by clutchfan
I'm lost. Wheels were stolen but you were able to drive home and put the 370Z wheels on?
Coworker drove me home, 370z wheels were sitting next to my S14 as spares, Weds Kranze are whats on the S14, the 370's are spares.

Originally Posted by Jsolo
What part of chicago did this happen in? You should consider yourself lucky you didn't get shot.
River North. One of the best areas in Chicago.
Old 09-23-2016 | 06:45 PM
  #9  
JSolo's Avatar
JSolo
Just say no!!!!!
iTrader: (14)
 
Joined: Oct 2011
Posts: 6,103
Likes: 590
From: People's Republic of IL
^^By Chicago standards maybe. Personally, I try not to wander any further south than Devon (lincolnwood area).

I think micafd3s has a point above. What's the point of the police report then.
Old 09-23-2016 | 06:57 PM
  #10  
bmbweber's Avatar
bmbweber
Thread Starter
Registered User
iTrader: (3)
 
Joined: Oct 2012
Posts: 248
Likes: 23
Originally Posted by micafd3s
proof should be the police report and them witnessing your car without wheels...
.. 6700 for wheels and tires.. that's unreal
Thats what im stressing tho, the police didnt care to come look at the car or take pictures, so all i have is the report. The insurance adjuster said "Anyone and their mother can walk into a police station and make a report...."

At this point I think all I can do is be cool and plead with them. If that doesnt work just tell them if I dont receive some type of coverage, I'm no longer going to be with that company....
Old 09-23-2016 | 07:10 PM
  #11  
Kris9884's Avatar
Kris9884
Registered User
iTrader: (3)
 
Joined: Feb 2016
Posts: 2,074
Likes: 202
From: MO
Well since you already told them you don't have a picture DO NOT go "make" a picture. They'll just call BS and drop you and file a scammers report on your MVR, SAGE and evidence of insurance file.. You either argue with them about the police report and you did the best you could or file suit. No other legal way to do it.
The following users liked this post:
bmbweber (09-23-2016)
Old 09-23-2016 | 07:20 PM
  #12  
bmbweber's Avatar
bmbweber
Thread Starter
Registered User
iTrader: (3)
 
Joined: Oct 2012
Posts: 248
Likes: 23
Originally Posted by Kris9884
Well since you already told them you don't have a picture DO NOT go "make" a picture. They'll just call BS and drop you and file a scammers report on your MVR, SAGE and evidence of insurance file.. You either argue with them about the police report and you did the best you could or file suit. No other legal way to do it.
Yeah thats how it looks right about now.

They asked me to ask all my coworkers if anybody took pictures, pretty much giving me a few days to ask around but nobody did. The thought ran thru my head briefly, but I'm not that type of person.
Old 09-23-2016 | 10:16 PM
  #13  
vmastros's Avatar
vmastros
Registered User
 
Joined: Mar 2012
Posts: 58
Likes: 0
From: So Cal
How about an affidavit from your friend who took you to get your wheels? I'm sure he saw the car in the condition it was a.m. You can always take your insurance company to small claims court. But you'll probably get canceled. What do you have to lose? they haven't provided the service they said they would provide by paying the premium
Old 09-24-2016 | 11:26 AM
  #14  
micafd3s's Avatar
micafd3s
Registered User
iTrader: (2)
 
Joined: Jun 2015
Posts: 1,201
Likes: 114
From: NYC|PA
ask surrounding businesses to see if they had any cameras that covered your spot..
Old 09-24-2016 | 11:47 AM
  #15  
mummy2's Avatar
mummy2
Registered Member
 
Joined: May 2011
Posts: 816
Likes: 108
From: Baltimore
I can see why they giving you a hard time honestly. Who comes out to their car on bricks and goes to the police station instead of calling 911 and having the police come out to them? I wanna go home too but that night I would've walked my tired *** back inside of work to use the phone.


Quick Reply: Wheels Stolen, Insurance doesnt want to cover it! Help!



All times are GMT -4. The time now is 02:25 AM.