biostockman

I'm a current G37 Lessee and am considering buying a CPO G37 once my lease term is up. My real FICO is about 700 and I've had 3 successful (no lates) car loans in my history. Since I'm a current IFS customer with good history, would I qualify for Tier 0/1 financing even if my FICO is only at 700?

mikejg

My score is btwn 730 and 740 and I bought a new 37x on memorial day and got the special offer financing deal. I'm not sure where the cutoff is but my score is pretty close to 700.

Beer Magazine

What are your 3 scores. Auto FICO is the highest..home is the lowest. They can fight to bump you up.

biostockman

I haven't a clue... I just know that both my Equifax and Transunion FICO through MyFICO.com are both slightly above 700.

LTrainG37

iTrader: (2)

I think 700 is a number dealers look for for tier 0/1. When I was buying my CPO 2010 G37 sedan, my salesman kept asking if my score was >700.

mikejg

I love myfico.com...Probably one of the best credit monitoring websites out there.

With that said, I think 700 sounds about right for the magic number.

Before you go in try getting approved for a low rate from your bank and use that as ammo to see if they can go lower, or just go in and see if you qualify.