gooddeal

So, it's possible to get this car for 344 - 55 = 289 w/ 9 MSD?

rlb

No. The OP's $344 was after applying the 9 MSD's. Also, his MF #'s were off. The G37X's MF for Sept was 0.00094. Using 9 MSD's would reduce the MF by 0.0009 making the final MF 0.00004, which is about 0.096%. Basically for this car, if you pay invoice - $1,000 dealer incentive, it will cost about $385 mo. for a 3 yr. lease w/ 15k mi per yr. Lower mi per yr will result in a slightly lower mo payment.

gooddeal

rlb....seem you know a lot about leasing...I think I should look into leasing instead of purchase.

If I don't want to play the number game at the dealer, can I just offer them something like: 0 down for x months w/ y mileages for $400/month - $55 for the 9 MSD?

Due at signing = MSD + 595 bank fee + registration + first month + 100-200 doc fee.

BTW, does Infiniti (or other manufacturers) offer 24 months lease?

rlb

Most manufacturers offer 24 mo leases. They are usually much more costly than a 36 mo lease. The best way to lease is to just do the #'s yourself. Get the MSRP, MF, and Residual. Next determine a good price(invoice is good for the 2010 G's). Then just plug in the #'s and figure out the cost of the lease. Send an email to the dealer with all of the #'s and tell them you are ready to purchase immediately if they accept your offer. Be sure to ask them for a breakdown of ALL of their fees as they can vary from dealer to dealer. Very easy. You should only need to go into the dealer to sign the papers and pick up your car.

gooddeal

^ Thanks.

I just try to make it a simple negotiation. When I trade in my cars, I just walk in and tell them "Here is my car and I want that car, can we do (say) 5k OTD?" I usually spend less than 20 minutes in negotiation.

mandels

I don't think they are trying to make anything back. They get to make interest off the $ for the term of the lease and the customer saves $. It is like paying points on a mortgage to lower the interest rate.

newg37

wat?

maybe people don't want to put money down. i put 0 down for everything i buy and pay more in the long run. wouldn't have it any other way. granted, if i could save $50/mo on my car payment I would definitely consider it. but i never knew such a thing existed or that it would save you such a significant sum of money.

if i wanted to put $$$ down I would purchase a car (or save even MORE $$$ buying a used car)

i don't consider a g37 "expensive" they have some of the highest residuals and manufacturer rebates as well as standard equipment so they are really a bargain. $350/mo for a car like this is CHEAP (if i could lease an EVO or STI for the same $$$ I would.) it costs more to lease a taurus or a well equipped volkswagen gti then a g37 and all those cars have a significantly lower MSRP.

gooddeal

My comment is for those who know about the MSD and still don't want to take advantage of that. It would be fine if they can find a better investment that can pay them more than 15%/year.