Does anyone know which Credit Bureau does IFS use?
#16
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#18
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Yeah, honest though, I don't see the 09s leasing as good as the 08s did last year. So many automakers have adjusted their residual values this January, its starting to look like the $300-$400 leases are a thing of the past.
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Yeah, I got into Teir 2 with a 679. I have some dings from 6 years ago, damn CC companies and giving out cards to 18 yr olds. I was good with it at first, then went a little crazy modifying this baby.
#28
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IFS called me back today and actually they told me they use something called Transunion Auto which pulled up a really ****ty score for me 675 (750 in normal transunion) so they told me I wouldn't qualify for tier 01, which in turn I told them thank you for your time and hung up. No way with a 727-750 between all 3 am I coming up at a 675.
I know there is a normal transunion but she said it was transunion auto.
Either way when I told them thank you for your time and hung up the phone. About 10 mins later she called back and she said she was going to "check with her manager" in the morning about what could be done. I wont hold my breath, it was just to keep me interested.
Have you guys heard this transunion auto thing?
I know there is a normal transunion but she said it was transunion auto.
Either way when I told them thank you for your time and hung up the phone. About 10 mins later she called back and she said she was going to "check with her manager" in the morning about what could be done. I wont hold my breath, it was just to keep me interested.
Have you guys heard this transunion auto thing?
#29
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All the auto ficos use the highest of the 3. If they don't they are trying to bump your rate. I've been told this by friends who work in the industry.
They are less strict on cars.
They are less strict on cars.
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